Monday, July 7, 2014


Someone asked how did John have the money to pay cash for his farm?  Did John farm on his own for a while?  This is another situation that leads me around to the subject.  Back when I was John's age, the groom's parents usually gave their son a piece of land to build a house and set up a farm on.   Many Amish still do.  But, if you have several sons, and the high cost of land today, it's hard if not impossible to do.  So now days, many son's have to purchase their own property.  As I stated in another post, we offered John our farm, but he wanted a smaller farm that he and Sarah could build on their own.

John has worked since he was a child.  He worked on our farm, helped on other farms and worked for pay on farms.  Amish help one another when needed and that includes farming.  Also, sometimes people would hire him.  He has worked for Amish, Old Order Mennonites and Englishers.  When an Amish child works outside of the home, part of their pay goes to their parents.  Instead of Anna and I keeping the money, when we received our children's pay, we opened savings accounts at the bank and put their money there.  When they reached 21 or married, whatever they did first, we gave them the money.

Aside from farming John has worked in factories, construction, and more.  John is a saver.  His goal was to be able to buy a farm when the time came that he would marry.  He also saves his change. He has a big jar and every night before he goes to bed, he puts his change in that jar.  He has filled , I don't how many jars over the years.  When the jar is full, he rolls the coins, takes them down to the bank and deposits them in his savings account.

How do people buy a farm without a loan?  Much like John did.  They are hard workers and save their money so they can buy a farm.  Most farms today are not as large as they were when I was a child or my Father was a child because of the cost of land today.

Where does someone get a loan if they need it to start a farm?  Most Amish go to Amish for a loan.  Sometimes relatives or friends will loan money for them to buy a farm.  If there is no one that can give them a loan - then we go to the bank.  We try not to go to the bank.  If they do, they try to pay back that loan as fast as they can.  Amish do not like debts.

None of our children ever had to get a bank loan when they bought their farms.  They have taken a loan for farm machinery, planting, etc.  More than once, Anna and I had to help them out money wise.   If they had just asked us before they went to the bank, we would have loaned them the money.  All of our children are hard workers.

Anna and I will probably keep a few acres of our land to build a house and barn.  But, we look around, too.  One of the main reasons, we will probably have to build is Anna's living area all on one floor and she means it.  There aren't many farm houses in this area with all the living area on one floor.  Anna will still have a large garden when we get our farm.  We will still have cows, but not as many as we do now.  Also, we will have land, but not as much as we do now.  We are getting where we don't want as much work as we have now.  But again, we're not ready to sit around and do nothing either.  We have to do something pretty soon as my daughter and son-in-law want our house soon.

Trust God's Wisdom,


New York State Of Mind said...

Good Morning Everyone,
I think Elmer has an interesting post this morning.

If I don't answer all your comments fast this morning, I am leaving for work early. I have to go to the Nutrition Center in Clyde today as the manager there had to go some place. So I am filling in for her. I know where Clyde is, but I don't know where the building is I have to go to.


Vickie said...

Good for John. I am a saver too. ;) Have a good day at work Marilyn.

Tom said...

More folks should be savers. It's important to know the difference between needs and wants. I always try to collect interest (hard to do today) instead of paying interest. Tom The Backroads Traveller

Anonymous said...

Hi Elmer, Thanks for the post. A lot of wisdom in your words to us all! It is true that most of us really don't want to believe the true difference between a need+a want. I certainly understand Anna wanting a home all in one level. That's what my John wanted when we moved 5 1/2 yrs ago+ it wasn't exactly easy to find. Take care+blessings to you and your family! Carol

New York State Of Mind said...

Hi Everyone,

Thank you for all your comments. I will see that Elmer, Anna and John get them. I know they are appreciated.

I enjoyed working at another nutrition place today. It makes me appreciate mine more. Was nice there.


Countryside Reflections said...

It's really impressive that John was able to save so much money. The Amish instill such great ethics in their children and are such a good example to so many Englishers that just live from pay check to pay check. I'm fortunate that I was brought up in a family that taught us how to save.

I hope Elmer and Anna get the house they want soon. Will they go back to Florida again this winter?


New York State Of Mind said...

Hi Doreen,
The Amish do instill the savings from a very young age. Yes, many other should learn to save like them.

I don't know for sure if they are going to Florida, but I think they will.


Anonymous said...

blessings to Elmer & Anna for raising a wonderful & money responsible family. I am sure John & his to be wife will be much happier and freer in the future by what he has done early.
I look forward to Elmers comments on this blog. Blessings


New York State Of Mind said...

Hi Tom-GA,
I will pass on your messages to John and Elmer. Elmer has another blog on next week.


Katya said...

Marilyn, I have never thanked you for this wonderful blog! So, I will now!!! And I also thank Jean, Elmer, Anna, Martha, and all who so willingly share their lives with readers.

I used to read many of the Amish fiction books, but I just love reading here as we get a glimpse into real lives!

I enjoyed reading how John saved up for his farm. How wonderful to be able to buy a farm and then work to get it "just so". I love the spirit behind this! Wishing John and his bride to be the very best!

New York State Of Mind said...

Hi Katya,

Thank you for the compliments. I will see that everyone gets your message.

I still read Amish novels, when I get a chance.